Collection Defense

There are many reasons why you may need a debt collection defense attorney. You may be facing a debt collection lawsuit for bills that have gone unpaid. You may need protection from abuse or harassment from creditors or collection agencies. You may need help battling back against default judgments, wage garnishment or bank account seizures. Whatever your reason, our debt collection defense services will protect your rights and provide you with the legal expertise and advocacy that you need.

Debt collection is a big business in the United States, and as a result unethical, harassing and deceptive collection tactics have become commonplace. Consumers who are already struggling financially often find themselves on the receiving end of illegal collection practices perpetrated by companies that rely on intimidation and the fact that most consumers are unaware of the law. At Reinherz Law, we know that it is not illegal to owe money and that you cannot be arrested because of an outstanding debt, and we are committed to acting on behalf of those who have been victimized. We are here to help you understand exactly what your rights are and to provide you with an aggressive rigorous defense against debt collectors. We can also take action against those who have violated the law in pursuit of a debt collection.

When consumers are served with a collection lawsuit, they often make the mistake of either ignoring it or of attempting to defend it themselves. Both are mistakes. Lawsuits don’t disappear, and consumers who are in debt who do not have the benefit of an expert legal defense can find themselves facing default judgments that force you to pay interest every year and put you at risk of having your wages garnished or your bank accounts attached.  As an experienced collection defense law firm, Reinherz Law has specialized knowledge of the many ways that a collection lawsuit can be defended against.

Being charged with a collection lawsuit is a frightening experience, but with Reinherz Law on your side you can rest assured that we will give you a voice, as well as our best legal counsel on the correct way for you to approach your defense. In many cases there is a valid reason for nonpayment of a bill, and we will make it possible for your story to be told. There is also a possibility that the plaintiff does not have a legal right to sue you, as in many cases a collection agency may be unable to prove that they own the debt or even that you owe them money. In still other cases, we’ve found that the collection process may not have been pursued in a timely or proper manner, providing you with an opportunity for legal relief. At Reinherz Law we will explore all of these possibilities, as well as the many consumer protection laws that are available to defendants who have been victimized by unethical, harassing behavior on the part of debt collectors.  For more information on how we can help you in the face of a collection lawsuit, contact us today.