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Should I Consolidate My Debt Before Filing for Bankruptcy?
Many people who are struggling with debt wonder whether they would be better off working with a debt consolidation firm rather than filing for bankruptcy. There are advantages and disadvantages to both options, and it is important that you have a good understanding of each program and its long-term impact before you make any decision. When you consolidate your debt, it does give you the advantage of protecting your credit rating and simplifying your bill payment down into a single payment. You do not have to worry about anybody in your community or a future employer discovering a bankruptcy filing …Read More ➡
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How Social Media Can Affect a Divorce
Whether you are contemplating divorcing your spouse or have already made the decision, you have a lot more to think about then simply moving out and starting a new life. A divorce is a legal process that has to address issues of money, property, custody, and more. Though some couples successfully navigate these waters in a collaborative and amicable way, for others the divorce process is extremely adversarial that can break down into a nasty “He said, she said” battle. Unless you are confident that you and your spouse will be able to work things out easily, it is important …Read More ➡
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New Jersey Divorce Process
Though no two divorces are exactly the same, there are certain steps that, by law, must be completed for every divorce in the state of New Jersey. Whether you have already made the decision that you are going to end your marriage, have just been notified by your spouse that they are filing for divorce, or simply want to start gathering information because you are considering the idea of divorce, the more you know about the steps in the New Jersey divorce process, the more control you will feel you have over the situation. The attorneys at Reinherz & Reinherz …Read More ➡
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Short Sale Process in New Jersey
New Jersey is one of the most desirable places to live in the country, but finding a home that falls within your budget can be a real challenge. Many potential home buyers have turned to short sales as an option that holds attractions for both the buyer and the seller. The seller of a short sale property has generally fallen far behind on their mortgage payments and is facing the risk of bankruptcy or foreclosure. A short sale offers them the opportunity to avoid those consequences, and offers the buyer a chance to purchase a home for well below what …Read More ➡
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What to Look for When Hiring a Philadelphia Divorce Lawyer
People who have successfully filed for divorce and come out the other side often say that the most difficult aspect of the process was finally making the decision to call it quits. Some describe the entire process as a nightmare, while others are able to look back on their proceedings and say that it was easier and less challenging then they expected it to be. One of the things that can make a real difference in how a divorce proceeds is the Philadelphia divorce lawyer that you choose. Though much of your decision when hiring a lawyer needs to be …Read More ➡
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Pennsylvania Bankruptcy Exemptions
If you have been struggling with paying your bills but have been trying to avoid filing for bankruptcy because you are afraid of losing your possessions, then familiarizing yourself with Pennsylvania’s bankruptcy exemptions might ease some of your concerns. Exemptions are specific types of property that you are able to keep or protect when filing for Chapter 7 bankruptcy, as well as in some areas of a Chapter 13 bankruptcy. Many people believe that a bankruptcy will leave them destitute, with little left but the clothes on their backs. The truth is that if you are working with the support …Read More ➡
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Common Traffic Violations in South Jersey
Whether you are a resident of the state of New Jersey or are simply passing through the state, getting a traffic ticket is a very real possibility. The officers in the state have been tasked with aggressively pursuing those who violate traffic laws, and getting a ticket can have significant consequences, especially if you are found guilty. Though many people are tempted to simply sign the back of the ticket, submit the fees and move on, few realize that doing so is the same as standing up in court and pleading guilty. This means that you can find yourself with …Read More ➡
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What is a K-1/ Fiancé Visa?
When a United States citizen wants to marry a foreign-born person who is living outside of the country, and they want the marriage to take place in the United States, they need to obtain a special visa known as a K-1 or fiancé visa. This is a temporary visa issued for the sole purpose of allowing the couple to get married, though after the marriage takes place, it does allow the foreign-born spouse to apply for lawful permanent residence. The process of getting a K-1 visa is time-consuming, complex, and has many requirements that need to be met, so many …Read More ➡
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Difference Between Bankruptcy Chapters 7 and 11
Being in debt is overwhelming, depressing, frightening. It can creep up on you over a long period of time-based on a number of different factors or be the result of a single devastating incident from which you are unable to recover. Either way, the mere thought of filing for bankruptcy can cause tremendous anxiety and stress. If you have found yourself in this difficult situation, it may be made even more challenging by confusion about what type of bankruptcy is most appropriate for your situation. There is a significant difference between bankruptcy Chapters 7 and 11, and it is important …Read More ➡
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Process for Filing Divorce in Philadelphia
People generally think of marriage in romantic terms, and as divorce in the exact opposite way, but at its most basic both marriage and divorce are simply legal procedures. A marriage represents a contract between two people, and a divorce dissolves that contract legally. There is no doubt that it can be an emotional and challenging time, and the legal requirements can seem overwhelming. The more you understand the process for filing divorce in Philadelphia, the more in control you will feel. The attorneys at Reinherz & Reinherz Law Offices have helped many individuals and couples navigate their divorce, and …Read More ➡
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