Find out everything you need to know about Philadelphia bankruptcy, PA divorce, immigration, etc. by reading our latest blog posts.
  • In the state of Pennsylvania, grounds for getting a divorce can be classified as either no-fault or fault. In most cases, people file for a no-fault divorce: this is the most straightforward process, and usually takes the least amount of time. However, there are some instances when a spouse refuses to consent to a divorce, is not available, or has engaged in some type of significantly negative behavior that demands that the divorce is sought on fault grounds. Marriage abandonment is one reason for an at-fault divorce. There are several different reasons why a person can seek an at-fault divorce …Read More ➡

  • Though Chapter 11 bankruptcies are usually associated with businesses, they can also be a good answer for high net-worth individuals. In both cases, this chapter of the bankruptcy law provides the ability to hold on to assets instead of selling them off: instead of liquidation, the entity seeks approval for a reorganization process that both stops debt collection activities and provides creditors with a way of getting some or all the monies that they are owed. If you are interested in pursuing a Chapter 11 bankruptcy, it is important for you to understand all of the applicable terminology and components …Read More ➡

  • When you choose to pursue a Chapter 13 bankruptcy, you are committing to what is known as a wage earner’s plan. Unlike a Chapter 7 bankruptcy, under a Chapter 13 bankruptcy you are agreeing to pay back at least some of your debts, and in some cases all of them. The plan spells out altered terms for repayment: in some cases, your debt is lowered, in other instances the interest rate is reduced or you are given more time to pay the debt, thus allowing you to submit lower payments. Helping you create this payment plan, which must be approved …Read More ➡

  • At its most basic, a divorce is nothing but the dissolution of a contract. Where a marriage once existed, it no longer stands. There are steps that need to be followed in the process of breaking the contract: assets need to be distributed equitably, decisions need to be made about any real estate or businesses that the couple owns together, and if there are children involved then the couple will need to determine issues of custody. Every marriage is different and has different elements that represent issues that have different levels of emotional attachment. Though most people assume that there …Read More ➡

  • In attempting to arrive at child custody arrangements that create the least disruption possible, many divorcing couples are agreeing to what is known as “bird-nesting.” Bird-nesting involves having the child or children continuing to live in the family home while each parent revolves in and out of the house, much as birds depart and return to the nest where their eggs and young rest. Whatever parent has custody at a given moment lives in and manages the house, while the other parent lives in a separate dwelling: the two can either share a single “away” residence and rotate in and …Read More ➡

  • Medical bills are one of the top reasons why Americans file for bankruptcy. In fact, a recent report indicated that 643,000 Americans file for medical bankruptcy each year. The good news is that medical bills are considered unsecured debt, and therefore a successful bankruptcy filing will discharge all of your unpaid medical bills. The bad news is that bankruptcy can have a significant impact on your credit rating. That doesn’t mean that it’s not the right answer, but it does mean that you should investigate your other options to determine whether bankruptcy is your best choice. Options for Medical Debt …Read More ➡

  • When it comes to how divorces are managed, a lot has changed in the last several years. Looking back as recently as 30 years ago, it was assumed that Mom always got custody, and Dad would have them once a week for dinner and every other weekend. In the last two decades, there has been a notable shift, with both parents wanting to share equal time with their children. This has led to the arrival of the 50/50 custody split. Though this type of child custody arrangement sounds good on paper, once you start to put it into action it …Read More ➡

  • In the state of Pennsylvania, alimony is a needs-based payment that is provided by one spouse to another after a divorce is final. Its intention is to allow a financially disadvantaged (or less advantaged) spouse to continue to live in a lifestyle similar to what they had been enjoying during the marriage, particularly where one spouse earns significantly more than the other. Alimony is frequently provided when a marriage has been in place for a long time and one partner stayed home to raise children, or whose income was substantially less. The goal is to provide a bridge to parity, …Read More ➡

  • To say that negotiating child custody over the holidays is hard is a study in understatement: it is traditionally one of the hardest and most emotional aspects of divorce. Making matters worse is the fact that once you’ve gotten through hammering out the details in a way that is amenable to both parties, you then need to look at the issue of what happens when the holidays roll around. You need to anticipate special events such as birthdays, time off from school and national, traditional or religious holidays, otherwise you are likely to find parents and extended family are cheated …Read More ➡

  • If you’re a senior citizen and your medical bills are beginning to pile up, you’re not alone. The high cost of medications and care have led to over 25 percent of Americans struggling to pay off medical debts, with 40 percent of those facing medical debt hearing from debt collectors. The idea of struggling financially because of a medical problem feels remarkably unfair, especially if you have worked hard and been financially prudent your whole life and had been looking forward to retirement. Medical debt forces so many seniors to consider filing for bankruptcy that it’s led to a new …Read More ➡

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