Find out everything you need to know about Philadelphia bankruptcy, PA divorce, immigration, etc. by reading our latest blog posts.
  • For most people, filing for bankruptcy is not an easy decision, but once they’ve made up their mind to move forward, the idea of a fresh start becomes very appealing. Unfortunately, the process is not as easy as simply filling out some paperwork. There are strict eligibility rules for a Chapter 7 bankruptcy filing, and if you don’t qualify you are likely to be shuffled into a different category of bankruptcy, Chapter 13. Though both can eliminate the harassing phone calls and collection notices that often drive people to file in the first place, the two are very different. Under …Read More ➡

  • Pennsylvania is a no-fault divorce state which means that in most cases, there is no need to prove or justify a divorce filing. However, there are some situations that demand more aggressive divorce action than the no-fault process allows. When this is the case, Pennsylvania also provides a few possibilities for filing for an at-fault divorce, and marriage abandonment is one of them. There are a few good reasons for wanting to pursue an at-fault divorce. You may need the divorce to move more quickly than the at-fault divorce allow. You may hope to qualify for spousal support, and that …Read More ➡

  • When you’ve decided to file for Chapter 13 bankruptcy, it puts you in a position that is different from that of people who file for Chapter 7 bankruptcy. Where a Chapter 7 bankruptcy discharges almost all of your debts, under Chapter 13 the terms of your debts are modified with the specific mission of making it easier for you to satisfy your creditors. In most cases, a Chapter 13 bankruptcy will allow you to pay off your debts in a five-year period. The repayment plan may extend the amount of time you have to pay off the debt as well …Read More ➡

  • The idea of filing for bankruptcy is extremely stressful, especially when you’re faced with the very real possibility of losing assets.  Though there are certain exemptions available, the state of Pennsylvania has particularly strict rules regarding exemptions. It’s important for any Pennsylvania resident filing for bankruptcy to work with an attorney who truly knows and understands the rules and who can guide you through the process. When an individual who lives in Pennsylvania files for bankruptcy, they have the choice of using either the federal bankruptcy exemptions or the ones offered under Pennsylvania’s state laws. Though you’ll want to review …Read More ➡

  • When you’re so unable to pay off your debts that you are considering filing for bankruptcy, it makes sense to think that a bankruptcy attorney is money you don’t need to spend. After all, the internet has all the information that anybody needs to go through the process, right? The truth is that even though there is no legal requirement that you use a bankruptcy attorney, there is a lot more to the process than just filling out some forms. Bankruptcy attorneys provide services and a degree of knowledge and expertise that makes their fees well worth the money. Here …Read More ➡

  • Once you’ve made the decision to move forward with a bankruptcy filing, your next step should be planning for the future. If your bankruptcy was the result of a medical emergency or some other unexpected disaster, that’s one thing – but if your debt arose from misguided money handling, you need to change your way of doing things. You don’t want to mess up that clean slate with the spending habits that led to your financial trouble. The first thing you need to do is build a budget – and stick to it. If this is the first time you’ve …Read More ➡

  • After weeks of going back and forth about what you should do about your debt, you’ve finally taken the first step and made an appointment with a bankruptcy attorney. It’s a smart decision, as an experienced and knowledgeable lawyer can provide you with the guidance you need to set yourself on the path to financial recovery. Though you may think bankruptcy is your only option, a bankruptcy attorney will be able to assess your situation and explain the choices you have, and what the outcome of each would be. To make sure that your appointment is productive, it’s a good …Read More ➡

  • Filing for bankruptcy is frequently depicted as a fresh start – a chance to start over financially. Though the idea of new beginnings and discharged debt may be appealing in the prime of your life, it feels particularly dissonant if you are elderly and unable to generate new income. Many seniors have spent a lifetime making mortgage payments and fear that they will lose their homes outright if they file for bankruptcy, yet don’t know what else to do. Here are some helpful bankruptcy tips for the elderly. The first thing that seniors need to understand is that bankruptcy may …Read More ➡

  • If you’re struggling to pay your creditors, bankruptcy can offer a real lifeline and a chance for a fresh start. But the decision to file can also carry long-lasting negative consequences, and that means it should not be made lightly.  There is no universal right or wrong answer, so do your homework to ensure that you choose the option that is best for you.  Here’s a brief rundown of what you need to consider: There are two types of bankruptcy and choosing the right one is important. While Chapter 7 will discharge almost all of your debts, Chapter 13 simply …Read More ➡

  • If you are a small business owner facing a mountain of personal debt, you are likely concerned about how filing for bankruptcy would affect your business. The answer is not straightforward, as much depends upon the way that your business is organized and what type of business you are operating. In some cases, you may be required to close the business operations entirely. To get an idea of how a personal bankruptcy might affect your small business, we have assembled a quick reference guide. Sole proprietor – If your business operates as a sole proprietorship, there’s a good chance that …Read More ➡

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