Find out everything you need to know about Philadelphia bankruptcy, PA divorce, immigration, etc. by reading our latest blog posts.
  • When you’re so unable to pay off your debts that you are considering filing for bankruptcy, it makes sense to think that a bankruptcy attorney is money you don’t need to spend. After all, the internet has all the information that anybody needs to go through the process, right? The truth is that even though there is no legal requirement that you use a bankruptcy attorney, there is a lot more to the process than just filling out some forms. Bankruptcy attorneys provide services and a degree of knowledge and expertise that makes their fees well worth the money. Here …Read More ➡

  • Once you’ve made the decision to move forward with a bankruptcy filing, your next step should be planning for the future. If your bankruptcy was the result of a medical emergency or some other unexpected disaster, that’s one thing – but if your debt arose from misguided money handling, you need to change your way of doing things. You don’t want to mess up that clean slate with the spending habits that led to your financial trouble. The first thing you need to do is build a budget – and stick to it. If this is the first time you’ve …Read More ➡

  • After weeks of going back and forth about what you should do about your debt, you’ve finally taken the first step and made an appointment with a bankruptcy attorney. It’s a smart decision, as an experienced and knowledgeable lawyer can provide you with the guidance you need to set yourself on the path to financial recovery. Though you may think bankruptcy is your only option, a bankruptcy attorney will be able to assess your situation and explain the choices you have, and what the outcome of each would be. To make sure that your appointment is productive, it’s a good …Read More ➡

  • Filing for bankruptcy is frequently depicted as a fresh start – a chance to start over financially. Though the idea of new beginnings and discharged debt may be appealing in the prime of your life, it feels particularly dissonant if you are elderly and unable to generate new income. Many seniors have spent a lifetime making mortgage payments and fear that they will lose their homes outright if they file for bankruptcy, yet don’t know what else to do. Here are some helpful bankruptcy tips for the elderly. The first thing that seniors need to understand is that bankruptcy may …Read More ➡

  • If you’re struggling to pay your creditors, bankruptcy can offer a real lifeline and a chance for a fresh start. But the decision to file can also carry long-lasting negative consequences, and that means it should not be made lightly.  There is no universal right or wrong answer, so do your homework to ensure that you choose the option that is best for you.  Here’s a brief rundown of what you need to consider: There are two types of bankruptcy and choosing the right one is important. While Chapter 7 will discharge almost all of your debts, Chapter 13 simply …Read More ➡

  • If you are a small business owner facing a mountain of personal debt, you are likely concerned about how filing for bankruptcy would affect your business. The answer is not straightforward, as much depends upon the way that your business is organized and what type of business you are operating. In some cases, you may be required to close the business operations entirely. To get an idea of how a personal bankruptcy might affect your small business, we have assembled a quick reference guide. Sole proprietor – If your business operates as a sole proprietorship, there’s a good chance that …Read More ➡

  • As lawmakers in Washington, D. C. continue to wrangle over whether and how to continue providing federal coronavirus aid, the nation’s bankruptcy courts have become a leading indicator of the impact that the virus has had on consumers and businesses alike. Reports indicate that the number of businesses filing for Chapter 11 protection rose 52% in July from last year, and personal bankruptcy filings are up as well. The rise in the number of bankruptcy filings is expected to continue for the foreseeable future, and especially if the government fails to come up with additional support for those who have …Read More ➡

  • If you are facing financial difficulties significant enough to have you considering bankruptcy, you are probably dealing with numerous fears and uncertainties about the process. One of the most common concerns is whether doing so will keep you from buying a house in the future. The good news is that it is possible to buy a house after bankruptcy, but doing so will not necessarily be easy. Buying a house after filing for bankruptcy requires a good understanding of your financial standing, and that should start as soon as the bankruptcy is approved. Your goal is to rebuild your credit …Read More ➡

  • For many people, bankruptcy is the best answer to overwhelming debt, but that is not true for everybody. If you are questioning whether you want to put yourself into the position of having a bankruptcy on your credit report for several years, you might want to consider some of these other debt relief options. Credit Counseling – For some people, out of control debt is less an issue of insufficient income and funds than it is simply not knowing how to manage their finances. If you fall into this category, then credit counseling can make a real difference. When you …Read More ➡

  • We tend to think of corporations as being very different from people – and they are, in a lot of ways. But there are also a lot of commonalities between individuals and businesses too, and one is that both can get into big money trouble. No matter whether you’re an individual or a corporation, if you get yourself into insurmountable debt you have the option of filing for bankruptcy. But there are significant differences in the types of bankruptcy available to each, as well as the rules for qualifying. When an individual can’t pay their bills, there are two options …Read More ➡

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