Find out everything you need to know about Philadelphia bankruptcy, PA divorce, immigration, etc. by reading our latest blog posts.
  • Wage garnishment is a legal action that permits a creditor to have the sheriff or marshal contact your employer and order them to hold a certain percentage of your wages and send it to them. It can have a significant effect on your quality of life and ability to pay for fixed expenses, even though there are limits on how much can be held back. If you are struggling to make ends meet as a result of a wage garnishment imposed by a credit card company or other creditor, filing for bankruptcy is an effective way to have a wage …Read More ➡

  • Though most people prefer to take a more romantic view, at its base a marriage is a legal contract between two people, and that contract may last for a lifetime or it can be broken, just like any other arrangement. Having a prenuptial agreement adds a layer of protection for both partners, allowing them to agree to terms ahead of time in case the marriage should end up failing. As unromantic as this may sound, there is a good deal of wisdom to trying to come up with a fair agreement while you’re still in love and care about each …Read More ➡

  • Over the last several decades, medical science has made dramatic strides, and many injuries and illnesses that would once have represented a death sentence are now treated as a matter of course. Unfortunately, astronomical costs have gone hand-in-hand with the improvements in skills and technology, and as a result, many people have found themselves grateful for their lives but saddled with overwhelming debt. If high medical bills have put you in a position where you are unable to pay any of your bills, you are not alone. Medical debt is among the most common reasons for people to file for …Read More ➡

  • Filing for bankruptcy offers you the opportunity to make a fresh start, so what better time to consider it than the New Year, which is well known as the time for making resolutions and improvements. The New Year is the perfect time to set yourself realistic financial goals that will put you on the path to a better financial future. Here are our top bankruptcy resolutions, for any time of year. Budget Smart budgeting is key. Maybe you’ve never given yourself a budget, or maybe the budget that you worked with before was not well crafted. Either way, after filing …Read More ➡

  • When clients come to us seeking guidance about whether they should file for bankruptcy, they frequently express concern about the impact that doing so will have on their credit score, and their ability to get credit in the future. That is a valid concern. There is no doubt that bankruptcy will cause your credit score to plummet, but the truth is that being unable to pay your bills will do the same. When weighing your options, you need to fully understand the impact that filing for bankruptcy will have, in terms of both immediate impact and the long-term effect, as …Read More ➡

  • To say that divorce is emotionally challenging — and often maddening — is an understatement, and that’s especially true when the couple has children. To say that the holidays can exacerbate an already vexing situation is obvious. The good news is that it doesn’t have to be that way. As a parent, one of the greatest gifts that you can give to your kids for the holidays is the ability to enjoy them in a pure and stress-free way, and there are several steps that you can take to make sure that happens.  Here are some simple tips to help you …Read More ➡

  • The holidays are the most expensive time of the year for most people. They come right on the heels of other expensive events, from back-to-school shopping and Halloween for those who have children to Thanksgiving with its big food and travel budget. By the time that Christmas, Hanukkah and New Year’s rolls around, the amount that we spend on entertaining and dressing up for holiday parties, traveling to visit family and friends, decorating and gift-giving adds up quickly. And it never seems to end. This is all a challenge for people who are financially stable but it’s a real frustration …Read More ➡

  • So, you’re thinking about divorcing your spouse. It’s not uncommon, and it’s not unrealistic, and it may not even be unjustified. But before you go ahead and start down the legal road or announce your intentions to end your marriage, stop for a minute and make sure that this is what you really want to do. Divorce is just as big a decision as marriage is, and it deserves the same amount of consideration. If you just look back at the time you spent anticipating a proposal, planning a wedding and all the rest of the details involved in joining …Read More ➡

  • People seeking relief from debt through bankruptcy do so with the understanding that in doing so their credit card bills will be wiped away, as well as most of their other unsecured debt. But those who don’t spend time doing the research into the ins and outs of the process risk having unrealistic expectations about how they will be impacted, and particularly on what debts they will still have to pay. Some debts are notoriously difficult to discharge through bankruptcy, but others are specifically not eligible for discharge. It is important that anybody considering a bankruptcy filing familiarize themselves with …Read More ➡

  • If your financial woes have led to you falling behind in paying your mortgage, you may be vulnerable to a foreclosure proceeding. Foreclosure doesn’t happen overnight. The lender that is carrying the debt on your home must notify you that you are at risk of foreclosure in order to provide you with time to make your payments or negotiate a new agreement. It is only when you fail to find a way out of your problem that the lender will finally take the steps needed to sell your home at auction so that they can recover as much of their …Read More ➡

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