Find out everything you need to know about Philadelphia bankruptcy, PA divorce, immigration, etc. by reading our latest blog posts.
  • Divorce is a painful, challenging, confusing experience, and it is completely normal to find yourself questioning your decision. Though nobody can tell you what to do with your life, there are a few things for you to keep in mind. One is that having doubts is common, especially if you are tired and economically and/or emotionally depleted. You may be getting pressure from your spouse, from their family or yours, or from friends who are encouraging you to give the marriage another chance, especially if you have children or have been together for many years. If you are asking yourself …Read More ➡

  • The new year is always a time for self-assessment and self-improvement, and if your financial situation has led you either to file for bankruptcy or to consider doing so, then making resolutions regarding your money management will be an essential step as you enter 2021. Whether you end up filing for bankruptcy or simply want to improve your saving skills and become more regimented about paying off your debt, here are some tips to consider. Budgeting is often the key to getting your finances under control. Whether you’re trying to avoid filing for bankruptcy or trying to recover from just …Read More ➡

  • Bankruptcy can feel like defeat, especially to people who are just starting out. If you are a millennial – defined as reaching young adulthood in the early 21st century — it can be particularly disheartening, as your generation is viewed as optimistic, resilient and bent on success. Having to start over financially may be frustrating, but if you view it as the opportunity to start over with the benefit of learning from previous mistakes, you will find that the emotional downside is temporary, and you have a bright future ahead. Here are some important tips for you to remember as …Read More ➡

  • Filing for bankruptcy is one of the most stressful financial decisions that a person can make. Your bills are piling up at the same time of year that you’re supposed to be spending on holiday gifts and celebrations for friends and loved ones. With all of this going on, it’s easy to find yourself thinking that you should just forget about your troubles, enjoy the holidays and spend as much as you want, and then file for bankruptcy once it’s all over. But is that the right thing to do? Here’s what you need to know about whether it’s better …Read More ➡

  • Holidays are traditionally viewed as family time, but for those who have gone through a divorce or separation, they are frequently seen as a time to do battle. Birthdays, Thanksgiving, Christmas and Hanukkah, all become something to fight for, and parents often spend so much time and emotional energy trying to keep the event on their side of the custody win column that they lose sight of the joy of the celebration itself. With a little planning and flexibility, divorced or separated parents can void this stress for themselves and for their children. Here are some pointers on how to …Read More ➡

  • No matter what your circumstances, filing for divorce involves a significant amount of uncertainty. You may be committed to ending the marriage, but the process itself is a mystery. What you’ve seen on television or movies or even what you’ve heard from friends or relatives is unlikely to come close to the reality of the experience. Getting divorced is a detail-oriented, document-heavy process. The more you know what to expect, the less stressful it will be. The first thing that a person considering divorce should do is to seek legal guidance. Your initial consultation with a lawyer will answer many …Read More ➡

  • Filing for bankruptcy is a big step. It is an admission that you are simply unable to keep up with your bills or repay your debt, and that you need significant help. When you decide to file for bankruptcy under Chapter 7, non-exempt assets will be sold or used to pay off your debts, and this includes many of the financial instruments and investments that you own. The first thing that you need to know about how filing for bankruptcy will impact your investments is that anything that is considered an ERISA-qualified retirement plan will not be touched. There are …Read More ➡

  • The marital vows may say “for richer, for poorer,” but when it comes to dealing with debt, you and your spouse need to think carefully about whether to file for bankruptcy separately or together. Both options are available, and you can also limit a bankruptcy filing to just one of you, but it’s important to know all the potential advantages and drawbacks before moving forward, and an experienced bankruptcy attorney is going to be the best source of guidance available. When you and your spouse meet with a bankruptcy attorney, they will ask you several important questions about the property …Read More ➡

  • Are you having a hard time paying your bills? Is a big part of your problem your student loan debt? If so, you’re not alone. According to Investopedia.com, 54% of all college attendees assume student debt at an average of over $35,000, and almost 15% carry that debt into adulthood. Even more troubling is the fact that over 10% of student debt is currently at least 90 days past due. If you are one of those who sees no way to paying this debt off, you may be considering bankruptcy. You may also have heard that student debt will not …Read More ➡

  • If you’ve been struggling to pay your bills and your income is simply not enough to cover your debts, it’s probably time to file for a Chapter 7 bankruptcy. Of the two types of bankruptcy filings most frequently used by consumers, Chapter 7 is the one that will entirely discharge most of your debts rather than simply reducing, reorganizing or recalibrating your existing debts (which is what happens under a Chapter 13 bankruptcy). Though the discharge of debts has the obvious advantage of presenting you with a brand-new financial start, it also comes with the downside of having to sell …Read More ➡

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