Find out everything you need to know about Philadelphia bankruptcy, PA divorce, immigration, etc. by reading our latest blog posts.
  • Individuals deal with debt in different ways. For some, the knowledge that they are not going to be able to keep up gives them the freedom to simply stop making payments, allowing their credit rating to fall rapidly. Others work hard to maintain their positive credit to the very end, making payments in a timely way and paying as much as they possibly can in order to prop up their score.  But when you have to face up to the reality that your debts surpass your ability to pay, you are also going to need to deal with the fact …Read More ➡

  • A restraining order is designed to protect those who fear violence, threats of violence, serious harassment or stalking from a named individual. In some situations, people going through a divorce from a violent spouse obtain restraining orders to protect themselves. They are administered by judges. If you are in fear of a person who has abused you, threatened you, sexually assaulted, seriously harassed, or stalked you, you can apply for a temporary restraining order at any time, either on your own or with an attorney representing you. The rules surrounding filing a complaint are straightforward. While in less emergent situations …Read More ➡

  • Whether you loved your job or hated it, once you are unemployed you realize how much it meant to you, and how much you relied on it to support the things that are most important to you. Suddenly your checking account can no longer support your debts, and you have no sense for when or whether you’re going to have an income again.  If you are not working and unable to pay your debts, bankruptcy may provide you with the lifeline you need. Here is what you need to know to navigate the process when you don’t have a job. …Read More ➡

  • Divorce is a painful, challenging, confusing experience, and it is completely normal to find yourself questioning your decision. Though nobody can tell you what to do with your life, there are a few things for you to keep in mind. One is that having doubts is common, especially if you are tired and economically and/or emotionally depleted. You may be getting pressure from your spouse, from their family or yours, or from friends who are encouraging you to give the marriage another chance, especially if you have children or have been together for many years. If you are asking yourself …Read More ➡

  • The new year is always a time for self-assessment and self-improvement, and if your financial situation has led you either to file for bankruptcy or to consider doing so, then making resolutions regarding your money management will be an essential step as you enter 2021. Whether you end up filing for bankruptcy or simply want to improve your saving skills and become more regimented about paying off your debt, here are some tips to consider. Budgeting is often the key to getting your finances under control. Whether you’re trying to avoid filing for bankruptcy or trying to recover from just …Read More ➡

  • Bankruptcy can feel like defeat, especially to people who are just starting out. If you are a millennial – defined as reaching young adulthood in the early 21st century — it can be particularly disheartening, as your generation is viewed as optimistic, resilient and bent on success. Having to start over financially may be frustrating, but if you view it as the opportunity to start over with the benefit of learning from previous mistakes, you will find that the emotional downside is temporary, and you have a bright future ahead. Here are some important tips for you to remember as …Read More ➡

  • Filing for bankruptcy is one of the most stressful financial decisions that a person can make. Your bills are piling up at the same time of year that you’re supposed to be spending on holiday gifts and celebrations for friends and loved ones. With all of this going on, it’s easy to find yourself thinking that you should just forget about your troubles, enjoy the holidays and spend as much as you want, and then file for bankruptcy once it’s all over. But is that the right thing to do? Here’s what you need to know about whether it’s better …Read More ➡

  • Holidays are traditionally viewed as family time, but for those who have gone through a divorce or separation, they are frequently seen as a time to do battle. Birthdays, Thanksgiving, Christmas and Hanukkah, all become something to fight for, and parents often spend so much time and emotional energy trying to keep the event on their side of the custody win column that they lose sight of the joy of the celebration itself. With a little planning and flexibility, divorced or separated parents can void this stress for themselves and for their children. Here are some pointers on how to …Read More ➡

  • No matter what your circumstances, filing for divorce involves a significant amount of uncertainty. You may be committed to ending the marriage, but the process itself is a mystery. What you’ve seen on television or movies or even what you’ve heard from friends or relatives is unlikely to come close to the reality of the experience. Getting divorced is a detail-oriented, document-heavy process. The more you know what to expect, the less stressful it will be. The first thing that a person considering divorce should do is to seek legal guidance. Your initial consultation with a lawyer will answer many …Read More ➡

  • Filing for bankruptcy is a big step. It is an admission that you are simply unable to keep up with your bills or repay your debt, and that you need significant help. When you decide to file for bankruptcy under Chapter 7, non-exempt assets will be sold or used to pay off your debts, and this includes many of the financial instruments and investments that you own. The first thing that you need to know about how filing for bankruptcy will impact your investments is that anything that is considered an ERISA-qualified retirement plan will not be touched. There are …Read More ➡

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