Find out everything you need to know about Philadelphia bankruptcy, PA divorce, immigration, etc. by reading our latest blog posts.
  • Divorces are rarely easy or free of conflict, and this is particularly true in divorces that involve children. One of the most challenging issues that families negotiating the terms of their divorce face is how best to address shared custody in a contested divorce. The underlying philosophy of the court is that parents need to arrive at a solution that is in the best interests of their child or children, but when tensions are running high and one or both spouses are feeling hurt or angry, there can be a quick turn to vindictiveness and use of the children as …Read More ➡

  • Filing for bankruptcy has such a negative connotation that many people who would benefit from the process are hesitant, concerned about their reputation and their ability to be financially secure in the future. The truth is that recovering from a bankruptcy filing is possible. But, to make sure that you don’t get into trouble again, you need to have a plan that begins on the day that you make your decision, and you need to stick to it. Though the record of your bankruptcy will remain on your credit report for 10 years that doesn’t mean that you will never …Read More ➡

  • Going through a divorce is an extremely challenging and emotional experience. Not only are you dealing with the end of a relationship that you had thought was going to last forever, but you are suddenly at the mercy of laws and processes that are unfamiliar to you. One option for dealing with the many conflicts that arise in divorce is to work with a divorce mediator, who is trained to facilitate resolution in a non-adversarial way. When you choose mediation, the goal is to find a middle ground that is acceptable to both spouses without the animosity that is often …Read More ➡

  • If you have reached the point where you are considering filing for bankruptcy, then money is probably exceedingly short, so it makes sense that you need to know whether the process is something that you’re able to afford.  Though it’s true that a bankruptcy filing does have some out-of-pocket expenses, they are largely predictable, and the process is frequently worth it as it gives you the opportunity to get a fresh financial start and alleviate the never-ending stress that comes with debt. First, here is a list of the established filing fees and other required costs: Filing fee for a …Read More ➡

  • Ask anybody who has been through a divorce themselves, or who has somebody close to them who has gone through the experience, and one of the first things they’re likely to comment on is the tremendous expense involved. Though your focus may be on the emotional and logistical impact of ending your marriage, the divorce process itself can be remarkably expensive. The good news is that there are several practical ways to limit divorce costs. Here are some helpful hints on how to minimize divorce’s financial impact. Be cooperative with document requests. You may not want to supply the information …Read More ➡

  • There are so many reasons behind why a person files for bankruptcy. It may be a result of a catastrophic injury, a job loss, or even the after-effects of having gone through a natural disaster. Whether your bankruptcy is a result of something that happened to your or simply a matter of a series of bad decisions, the filing is your chance at a fresh start and a clean slate. But pursuing a bankruptcy is not as simple as checking boxes on a form. The process is time-consuming and requires a fair amount of effort, most of which surround the …Read More ➡

  • There are a lot of reasons why your bank accounts may be in multiple names. The most common reason is sharing a joint account with your spouse, but your name may also be on an account with an elderly parent or adult child. While all of these circumstances are extremely normal and provide flexibility and convenience, they can represent an added layer of complication if you or the other person find yourself in financial jeopardy and facing a bankruptcy. The good news is that generally speaking, ownership of a joint account belongs to the person who put the money there. …Read More ➡

  • Even the most agreeable couples’ divorces can get contentious when it comes to discussions of money and child custody, but most divorces are uncontested. This means that both spouses agree to dissolve the marriage. But what happens if your spouse refuses to sign the divorce papers? In New Jersey, if one spouse becomes nonresponsive and fails to answer the complaint or show up for court, the other can file for a default judgment of divorce. This means the spouse who wants the divorce follows a legal procedure for serving the divorce papers to their spouse, then waits a required period …Read More ➡

  • If you’re struggling to pay your bills, then filing for bankruptcy may offer the promise of a fresh financial start. But if you’re one of the 44 million people in the United States who is carrying student loan debt, the answer isn’t that easy. Federal student loans are one of the few types of debts that bankruptcy will not discharge: it can only be eliminated if you are able to successfully establish that you will never be able to repay your loans. This is known as “undue hardship,” which the courts assess through an evaluation called The Brunner Test. The …Read More ➡

  • We all know that identity theft is a growing problem: the IRS is actively warning American taxpayers about fraudulent phone calls and letters, and subscriptions to credit monitoring services are on the increase as people try to guard against being victimized. In many cases, identity theft may be linked to bankruptcy filings. Examples include: When one person in a family uses another family member’s name or Social Security Number to file for bankruptcy in order to have their debts discharged. When an identity thief uses another person’s name or Social Security Number to apply for credit and incur debt, and …Read More ➡

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