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Can You Dispute the Amount of a Wage Garnishment?
Have you been hit with a wage garnishment by a creditor? Wage garnishment is not only an embarrassment (after all, now your employer has been involved and knows that you’ve accrued debt that you haven’t repaid), it also represents a court-imposed financial hit that you may not feel able to afford. One way to counter a wage garnishment is to file for bankruptcy, but you do have other options. Here are just a few: Stop a wage garnishment before it starts. In most cases, your creditor would prefer to come up with a payment plan without having to go to …Read More ➡
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Can You Still Buy a Home or Car after You’ve Filed for Bankruptcy?
One of the most anxiety-provoking aspects of filing for bankruptcy is the uncertainty about what will come afterward. As clear as it may be that you can’t continue in the way that you are — with bills piling up and creditors knocking on the door, — it’s also obvious that you will still need transportation to be able to get to and from work, and will always want to have a roof over your head. The question is if you’ve filed for bankruptcy, will you still be able to buy a home or car when you need one? And do …Read More ➡
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Can You Afford to Get a Divorce?
It is one of the greatest frustrations unhappy spouses can face. The absolute knowledge that their marriage is not a good situation for them, combined with the financial uncertainty of what a divorce will cost them, and whether they’ll be economically secure after their marriage has ended. The truth is that there’s no amount of money that makes it worthwhile to stay inside of a toxic marriage. The longer you stay in an unhappy situation, the worse it is likely to get. The risk of domestic violence increases, the impact of depression becomes more significant, and the marital assets are …Read More ➡
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Do Divorce Rates Really Go Up After the Holidays?
With the holiday season ending and the start of a New Year, many family law practices are readying themselves for a strange phenomenon that occurs every year in March, and again in August. As strange as it may sound, there is an obvious increase in the number of divorces that are filed during those months, immediately after the winter holidays and summer vacation seasons. Though there are some who believe that it’s a myth, there is scientific evidence that more people divorce after the holidays than at any other time of year. A study conducted at the University of Washington …Read More ➡
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Is Bankruptcy the Answer for Credit Card Debt?
If your credit cards have hit their maximum limit, and late fees and interest charges are making your credit card debt soar, you may be considering filing for bankruptcy. But before you take such drastic measures, it’s a good idea to make sure that’s the right solution for you. Bankruptcy is a significant decision and one that can have an impact that lasts for years. There are three distinct signs that conventional wisdom says you can use as benchmarks to guide your decision, and we’ll review those below. But the smartest step to take, even if all of these signs …Read More ➡
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Financially Recovering After Bankruptcy
There are times when bankruptcy is the most responsible decision, despite the stigma and financial repercussions attached to such a claim. While it may seem at the time that bankruptcy is the end of your financial life, it can actually be the beginning of a new credit journey. Of course, turning bankruptcy into a new beginning takes time and planning. With some professional tips, anyone can begin slowly rebuilding their credit without help from a third party. Avoid Unsecured Debt Potential lenders like to target those who have just filed a claim, whether for Chapter 7 Discharge or Chapter 13 …Read More ➡
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Unexpected and Rarely Spoken of “Benefits” of Divorce
While it is not often spoken of, there are perks or benefits to divorce when you have been unhappily married for some time. Although divorce is certainly never easy, even when both parties decide to amicably split, there are unexpected positives that come out of the experience that many don’t see due to the overwhelming feelings of sadness and regret that often come with divorce proceedings. For each individual person, the unexpected upside will be its own unique journey. However, the following are a few common perks to getting through a divorce. Better Understand of Appealing (and Unappealing) Attributes While …Read More ➡
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How Divorce is Different in Your 30s
Divorce is difficult at any age. Whether you are still newlyweds or have seen your marriage through the decades, deciding to call it quits can be the hardest decision a person faces. However, it seems that getting divorced in your thirties is among the worst times to get divorced for those going through it and in some ways, they are correct in their feeling. Compared to the decade of life prior, those in their 30s often have a family but their children are not grown. This means they have younger children or slightly older children with a lot of questions …Read More ➡
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Why Date Rape Cases are Difficult to Prosecute
With the recent headlines of sexual assault allegations, many are asking why these cases are so difficult to prosecute. Compared to other criminal cases, date rape charges are among the hardest to prosecute, and not for lack of caring by the legal industry. Instead, there are challenges inherent to such a claim that makes proving the cases in court all the more difficult, particularly when the victim had known the perpetrator prior to the incident. Sadly, this type of sexual assault or rape is by far the most common. It is reported that 84% of women who were raped or …Read More ➡
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Important Factors to Consider Before Filing for Bankruptcy
Bankruptcy affects a lot more than just your credit score. Further, filing for bankruptcy does not mean you will be granted bankruptcy. There are many factors to consider before filing such a claim, such as what options are available, how your assets will be affected, if you qualify, and more. Depending on your circumstances, there could be better legal options to handle your financial hardships that will give your future a more positive outlook. Two Types of Bankruptcy Many consumers are not aware that there are two separate types of bankruptcy. This is important to understand because each is a …Read More ➡
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