Find out everything you need to know about Philadelphia bankruptcy, PA divorce, immigration, etc. by reading our latest blog posts.
  • There are so many reasons for getting divorced and so many ways to experience the process. If the end of your marriage represents freedom or was the result of your falling in love with somebody else, then getting remarried may be the first thing you want to do. If the divorce came as a shock or as part of a betrayal – or if the divorce itself was incredibly toxic – the idea of getting married again may be the furthest thing from your mind. Whatever your situation, preferences, or goals, it is important for you to know your rights …Read More ➡

  • Getting into debt is easy. There are many ways that it can happen, ranging from things that are out of your control like medical emergencies and job losses to simply buying more than you can afford to pay for. No matter how it happened, getting out is a lot harder. Though bankruptcy is one of the most popular options available to those with bills that they simply can’t afford to pay, it is not always the best answer. Here are some of the other debt-relief options that you can try before filing for Chapter 7 or Chapter 13 bankruptcy. Don’t …Read More ➡

  • People rarely use cash to pay for anything these days. Credit cards make consumers’ lives easier, especially now that a wave of your smart phone or watch allows you to walk away with whatever your heart desires. Unfortunately, this ease of use can lead to trouble, especially if your income can’t keep up with your spending or your needs and your credit card debt has grown out of control. Beyond shopping, if you need to pay a medical bill or have your car repaired or pay for your child’s orthodontia and you don’t have cash in the bank, a credit …Read More ➡

  • Bankruptcy is an invaluable tool for those who are facing mounting debts, but the advantages of a fresh start have to be weighed against the loss of the assets that will need to be sacrificed to the bankruptcy trustee for sale. As hard as it is to consider giving up a home, a vehicle, cherished jewelry or heirlooms, those things pale in comparison to the idea of having to give up a family pet. Still, under bankruptcy rules any animals that are owned need to be listed as assets — even your beloved dog, cat, bird, or snake The good …Read More ➡

  • Divorces that are drama-free are rare, and even if you’re the spouse who initiated the process, the experience can be painful and emotionally damaging. Getting through the process with your mental health intact is a challenge, but the tips below can help you through it. The overriding idea is to be kind to yourself: You are going through a traumatic event – and so is your partner – be forgiving of yourself when you make mistakes, and try to offer your spouse the same grace if you can. Understand that you are going to be on a constant emotional rollercoaster. …Read More ➡

  • If you’re thinking about filing for bankruptcy, there’s a good chance that you’ve heard all the cautionary tales about how bankruptcy will destroy your credit and economic reputation. The truth is that the naysayers who warn against the bankruptcy process have never been in deep debt themselves. They have no understanding of the impact of piles of unpayable bills and nonstop collection calls. They also fail to recognize that doing nothing and continuing to struggle with debt does nothing to rebuild credit – while filing for bankruptcy eventually does. The truth is that those who are considering bankruptcy are already …Read More ➡

  • If you are filing for Chapter 7 personal bankruptcy and you are a business owner, there is a good chance that the filing will lead to your business being shuttered. The determining factor is whether you operate as a sole proprietorship, an LLC or partnership, or a corporation. Individuals who operate sole proprietorships enjoy several advantages for being what is known as “pass through” entities, but when it comes to bankruptcy these benefits generally work against you. That is because there is little to no separation between the owner and the organization. At the very least the bankruptcy trustee will …Read More ➡

  • Filing for bankruptcy is an intimidating, scary process, and when you are anticipating doing so, it is natural to try to protect assets that are important to you and to provide for those who are closest to you. Before you do anything, it’s important to make sure that you know what you’re allowed and not allowed to do, as paying debts to friends or family members, or transferring savings or property out of your name and into a family member’s can lead to charges of fraud or preferential treatment. Your best bet is to seek advice from an experienced bankruptcy …Read More ➡

  • Though few of us actually hear birds sing or bells chime when we first meet our spouses, we do enter our marriage with high hopes for happily ever after. When it doesn’t work out that way and you end in divorce, it is easy to allow anger, grief, disappointment and betrayal to lead the way. Unfortunately, in the case of getting through the divorce process, giving in to what is easy is not the path of least resistance — in fact, it is the most destructive, time-consuming, energy-sapping thing you can do. So how do you avoid it? First, take …Read More ➡

  • When past-due bills and calls from debt collectors have you dreading the mailbox and the phone, bankruptcy may feel like your only way out. While filing for Chapter 7 or Chapter 13 provides one answer, that doesn’t mean that it’s the only one – or even the best one for you. Before moving forward with a decision that would impact you for years, take the time to explore your particular situation and what other options might make more sense. While filing for bankruptcy has the benefit of immediately halting credit collection actions, it does not necessarily eliminate all of your …Read More ➡

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