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Making Holidays Easier on Kids After a Divorce
To say that divorce is emotionally challenging — and often maddening — is an understatement, and that’s especially true when the couple has children. To say that the holidays can exacerbate an already vexing situation is obvious. The good news is that it doesn’t have to be that way. As a parent, one of the greatest gifts that you can give to your kids for the holidays is the ability to enjoy them in a pure and stress-free way, and there are several steps that you can take to make sure that happens. Here are some simple tips to help you …Read More ➡
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How to Handle Holiday Spending While Going Through a Bankruptcy
The holidays are the most expensive time of the year for most people. They come right on the heels of other expensive events, from back-to-school shopping and Halloween for those who have children to Thanksgiving with its big food and travel budget. By the time that Christmas, Hanukkah and New Year’s rolls around, the amount that we spend on entertaining and dressing up for holiday parties, traveling to visit family and friends, decorating and gift-giving adds up quickly. And it never seems to end. This is all a challenge for people who are financially stable but it’s a real frustration …Read More ➡
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Things to Consider Doing Before Opting for Divorce
So, you’re thinking about divorcing your spouse. It’s not uncommon, and it’s not unrealistic, and it may not even be unjustified. But before you go ahead and start down the legal road or announce your intentions to end your marriage, stop for a minute and make sure that this is what you really want to do. Divorce is just as big a decision as marriage is, and it deserves the same amount of consideration. If you just look back at the time you spent anticipating a proposal, planning a wedding and all the rest of the details involved in joining …Read More ➡
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Which Debts are Discharged by a Bankruptcy and Which Are Not?
People seeking relief from debt through bankruptcy do so with the understanding that in doing so their credit card bills will be wiped away, as well as most of their other unsecured debt. But those who don’t spend time doing the research into the ins and outs of the process risk having unrealistic expectations about how they will be impacted, and particularly on what debts they will still have to pay. Some debts are notoriously difficult to discharge through bankruptcy, but others are specifically not eligible for discharge. It is important that anybody considering a bankruptcy filing familiarize themselves with …Read More ➡
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Can Filing for Bankruptcy Prevent a Foreclosure?
If your financial woes have led to you falling behind in paying your mortgage, you may be vulnerable to a foreclosure proceeding. Foreclosure doesn’t happen overnight. The lender that is carrying the debt on your home must notify you that you are at risk of foreclosure in order to provide you with time to make your payments or negotiate a new agreement. It is only when you fail to find a way out of your problem that the lender will finally take the steps needed to sell your home at auction so that they can recover as much of their …Read More ➡
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Signs that You Should Consider a Divorce
All couples become frustrated with one another — and even livid with one another — and when that happens it’s not unusual to let the thought of splitting up creep into your consciousness. These thoughts are generally fleeting and dismissed just as quickly. But if you’ve been finding yourself thinking this more and more frequently and have been holding on to the idea, tossing the pros and cons of divorce in your head, it may be time for you to take action. Beyond the occasional fantasy of life without your spouse, there are a few signs that are indications that …Read More ➡
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How to Make a Divorce Easier on Your Children
Depending upon your situation, your divorce can represent a significant sense of loss and grief or it can signal the start of something better and a chance at happiness. No matter its impact on you and your spouse, it’s essential that you use special care if you have children who will be affected. Depending upon their ages and your situation, your children may not understand what is happening. For older children who have watched the marriage deteriorate, your divorce may come as a relief. But kids who have been unaware of things breaking down may react very poorly to the …Read More ➡
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Is Student Loan Debt Wiped Out by Bankruptcy?
Overwhelming debt has many causes and even more contributing factors, and one of the most common contributing factors in bankruptcies being filed today is the burden of student loan debt. The average amount of student loan debt in America today is $38,390. This is a staggering amount for any one individual to owe, but if you add to that another factor such as a medical emergency or credit card debt, it is not hard to see how things can get out of control. If you are considering filing for bankruptcy and student loan debt represents a significant amount of the …Read More ➡
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When it’s Time to Consider Bankruptcy
People don’t think about bankruptcy until they’re in pretty significant financial trouble, so if you’re at the point where you’re starting to wonder about it or investigate the process, that’s a pretty good sign that it may already be time for you to file. Still, even people who are in dire straits tend to push bankruptcy off until the last minute. They view it as a last resort, and some kind of admission of failure, when, in fact, bankruptcy is a remedy that gives you a fresh start and puts you on the road to a much better life. Most …Read More ➡
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How to Get a Divorce in Pennsylvania
If only life events came with the same type of instruction manuals that our appliances do. If they did then we’d have easy access to answers about raising children, purchasing a home and navigating divorce. Every divorce experience is different and is dependent upon the personalities of the partners, the particular issues that need to be resolved, and the state in which they are seeking a dissolution of their marriage. In the state of Pennsylvania, divorce requires at least one of the spouses to have lived in the state for six months. Beyond that, the state’s divorce process can be exceptionally …Read More ➡
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