If the idea of bankruptcy has crossed your mind more than a few times, there’s a good chance that it’s something that you need to pursue. Maybe you’ve gone so far as to Google a few sites and articles to learn what is involved, then closed the computer again because the whole thing seemed too overwhelming. If that’s the case, or something close to it, then it’s time for you to seek guidance from a bankruptcy attorney.

A bankruptcy attorney will help in many ways, starting with reviewing your situation and advising you as to whether bankruptcy is the right step for you and explaining other options you may have.  One of the first steps of every bankruptcy case is determining whether your situation is more appropriate for a Chapter 7 bankruptcy filing or a Chapter 13 bankruptcy filing.

Your bankruptcy attorney will assess all of your assets and holdings to determine whether the bankruptcy trustee is likely to want to sell any of your property and to help you navigate the process of holding on to the things that are most important to you. If you are a business owner they will help you to understand what you need to do if you intend to continue running the business or, conversely, if you want to liquidate everything.

Whether your situation is straightforward or complex, a bankruptcy attorney will be able to leverage their knowledge and experience to make things as simple as possible for you, handling the paperwork, telling you what to expect, explaining delays and other complications, and representing you in court. Though bankruptcy proceedings do not require the use of an attorney, having the help of somebody who knows and understands the bankruptcy code and laws makes an enormous difference in your chance of having a successful filing.

Perhaps most important of all, when you choose an experienced and empathetic bankruptcy attorney, they will understand your anxiety and stress and help you see that filing for bankruptcy represents a fresh start and new beginning. They will allay your fears and answer your questions, explaining all of the benefits that filing for bankruptcy can provide and all the ways that it will eliminate the issues that have been negatively impacting your quality of life.  For information on how we can be of help, contact us today to set up a time for a consultation.