Loan Modifications
A loan modification is when your mortgage company agrees to change the terms of your mortgage based on your financial hardship. This process can often drag on and be very frustrating for folks. To make matters worse, homeowners encountered expensive and often fraudulent “modification” firms who many times did not really help. Loan modifications are definitely an option for many folks but you have to qualify and do the paperwork properly, which is best left to a professional.
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