Gloucester County Chapter 7 Bankruptcy Attorney

Your bills are piling up. You’ve skipped a couple of mortgage payments. You don’t know which way to turn. The Gloucester County Chapter 7 bankruptcy attorneys at Reinherz Law are here to help. We are committed to providing our clients with the assistance that they need to escape from overwhelming debt. Whether you are a business owner or an individual who is struggling with debt, we will help you to get back on your feet and make a fresh economic start. There are a number of different approaches to filing for bankruptcy, and we will walk you through the advantages and disadvantages of each, as well as helping you to understand the process so that you can begin to feel in control of your life again.

At Reinherz Law, we are Gloucester County Chapter 7 bankruptcy attorneys with decades of experience. We understand your frustration and stress, as well as your hesitation about filing for Chapter 7 bankruptcy, but the truth is that in many cases this straightforward process is much simpler and more pain free than you might imagine. The entire process often takes less than six months, and once it is complete you will be able to move forward, leaving behind almost all of your debts and free to begin again.

Filing for Chapter 7 is one of the most common and beneficial approaches to dealing with overwhelming debt on items such as medical bills or credit card bills. It can provide the answer to a number of pressing issues, including:

• Garnishments against your wages or your bank account
• Credit card debt that has accumulated beyond your ability to pay, and for which interest and penalty charges are accumulating
• Past due mortgage payments or foreclosures that are looming
• Marital debt following divorce
• Major illness or accident leading to medical bills
• Job loss leading to unpaid bills

At the Gloucester County Chapter 7 bankruptcy law firm of Reinherz Law, we will sit down with you to address your individual situation, asking questions so that we truly understand your exact situation. We will help you to determine whether you are eligible to file Chapter 7 by running through the formula that the government uses as a means test, and if you do qualify then help you to go through the various requirements, including completing a mandatory credit counseling course, filing a petition with a schedule of assets and liabilities, documenting your income, expenditures, and debts, and representing you at a meeting of your creditors.  We take our responsibility to our clients very seriously, and make sure that you are on the path to financial recovery once you receive your discharge order. It is our goal to help you get your life back in control and your financial house in order, and we will be with you every step of the way. Call us today to learn more about our legal service and how we can help.